TINJAUAN HUKUM OPSI MEMBERIKAN DAN/ ATAU MENYEBARLUASKAN DATA PRIBADI NASABAH DALAM PEMBUKAAN REKENING BSI
Abstract
In order to improve its services, Bank Syariah Indonesia (BSI) provides online bank account opening services, furthermore in the opening bank account form there is an option wether the customers will give and/ or distribute their personal data. This article discusses the validity of the agreement, the protection of customer’s personal data has been given and/or distributed to third parties for commercial purposes and the legal risks may arise. The conclusions of this normative legal research are: first, the clause must comply the objective legal requirements of agreement, including: adequate consideration and legality and subjective legal requirements of agreement, including: mutual assent and capacity such as the age of the customers is at least 17 years old, has a Resident Identity Card and is not in custody; secondly, the protection of customer’s personal data has been given by providing as an option wether the customer will give and/ or distribute their personal data or not; third, the customer cannot reduce the legal risk of leakage of customer’s personal data which can cause the occurrence of crimes
Downloads
References
Jurnal
Latumeten, Pieter E, “REPOSISI PEMBERIAN KUASA DALAM KONSEP “VOLMACHT DAN LASTGEVING” BERDASARKAN CITA HUKUM PANCASILA”, Jurnal Hukum Pembangunan, Vol 47, no 1, (2017): pp, hlm: 32, DOI: http://dx.doi.org/10.21143/jhp.vol47.no1.133
Ginting, Miko Susanto, MENEGASKAN KEMBALI KEBERADAAN KLAUSULA BAKU DALAM PERJANJIAN, (Jurnal Hukum dan Peradilan, Vol. 3 no. 3, (2014)
Yanuardin, Saparuddin Siregar, STUDI LITERATUR MANAJEMEN RISIKO-RISIKO HUKUM, Prosiding Seminar Nasional Teknologi Komputer & Sains (SAINTEKS) 2020, dalam https://prosiding.seminar-id.com/index.php/sainteks diakses tanggal 9 Oktober 2021 pukul 13.34
Fathur, Muhammad, TANGGUNG JAWAB TOKOPEDIA TERHADAP KEBOCORAN DATA PRIBADI KONSUMEN, Prosiding National Conference on Law Studies (NCOLS) Universitas Pembangunan Nasional Veteran Jakarta 2020, dalam https://conference.upnvj.ac.id/index.php/ncols/article/view/1345/921, yang diakses tanggal 9 Oktober 2021, pukul 13.37
Buku
Sarjdono, Agus. Dkk. 2014. Pengantar Hukum Dagang. Jakarta. RajaGrafindo
Murdiyatmoko, Janu. Sosiologi: Memahami dan mengkaji masyarakat. Bandung. Grafindo Media Pratama
Peraturan Perundang-undangan
Kitab Undang-undang Hukum Perdata (KUHPerdata)
Undang Undang Nomor 23 Tahun 2006 tentang Administrasi Kependudukan
Undang Undang Nomor 2 Tahun 2008 tentang Partai Politik
Undang Undang Nomor 7 Tahun 1992 tentang Perbankan
Undang Undang Nomor 10 Tahun 1998 tentang Perubahan UU Perbankan
Peraturan Pemerintah Nomor 82 Tahun 2012 tentang Penyelenggaraan Sistem dan Transaksi Elektronik (PSTE)
Pemenkominfo Nomor 20 Tahun 2016 tentang Perlindungan Data Pribadi dalam Sistem Elektronik
Peraturan Bank Indonesia Nomor: PBI: 2/19/PBI/2000 tentang Persyaratan dab Tata Cara Pemberian Perintah/ Izin Tertulis Membuka Rahasia Bank
Lain-lain
https://www.bankbsi.co.id/produk&layanan/digital-banking/1618199273buka-rekening-online diakses tanggal 3 Oktober 2021 pukul 15.43
Copyright (c) 2022 Septina
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors who publish with this Journal agree to the following terms:
1. Author retain copyright and grant the journal right of first publication with the work simultaneously licensed under a creative commons attribution license that allow others to share the work within an acknowledgement of the work’s authorship and initial publication of this journal.
2. Authors are able to enter into separate, additional contractual arrangement for the non-exclusive distribution of the journal’s published version of the work (e.g. acknowledgement of its initial publication in this journal).
3. Authors are permitted and encouraged to post their work online (e.g. in institutional repositories or on their websites) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published works.
4.
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.